Health Care Penalties Announced
Today, the Obama Administration officially announced the penalties for Americans who choose not to purchase insurance under the new Health Care Affordable Act. Beginning on January 1, 2014, Health...
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How “Stuffed” Are Your Credit Cards?
We enter the holiday season and for most of us, “stuffing” to coin the phrase, seems to be the best time of the year. Whether we are “stuffing” turkeys; “stuffing” stockings; or most of all “stuffing”...
View ArticleAlarming News About Your Credit Reports and Credit Scores
On Sunday, February 10, 2013, the television news program 60 Minutes did an expose on the three major credit bureaus; Experian, Equifax and Trans Union. What they found out was absolutely alarming....
View ArticleStudent Loan Forgiveness
A recent study (November 2014) by Ypulse, Price Waterhouse Coopers and Junior Achievement has some heads turning in that the study found that 24% of millennials said they expect their student loans...
View ArticleUnderstanding Credit Reports
Do you understand credit reports? If your answer is “No,” do not worry. You are definitely not alone! Most people cannot read a credit report, much less understand what they are trying to convey....
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Facing Debt
The biggest problem in our country today regarding facing debt is just that. People are afraid to admit (or face) the fact that they have a debt problem to being with. Naturally, most people are...
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Do Not Use Retirement Monies to Get Out of Debt
Back in August of 2012 I wrote a post about the Robin Hood principal of paying down your debt from borrowing and/or taking money from your retirement accounts to pay off your debts. I specifically...
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7 Ways to Reduce Monthly Expenses
Since our economy does not seem to be doing any better than it was oh say over the last 7 years or so, we thought it would be a good idea to write about some ideas in which you could save money; while...
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10 Best Things in Debt Relief Services
Most people today often do not know where to turn when they find themselves in need of debt settlement services. So, the go onto the Internet and type in something such as Credit Card Debt Help or...
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Christians and Debt Settlement
As I write this post and trying to come up with a title, I simply came up with Christians and debt settlement. As Christians, we know that throughout the Bible there are numerous references regarding...
View ArticleFunding Business Capital
The primary goal of funding business capital is to raise sufficient money to cover the cost for the level of risk management is willing to live with. The risk is that a business or corporation would...
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Christian Debt Settlement
Debt Settlement The debt collections industry is regulated by the Fair Debt Collection Practices Act (FDCPA). It is a federal law enacted for the regulation of debt collectors and the protection of...
View ArticleDebt Relief and the U.S. Government
Contrary to many fictitious ads you might see on TV, on the radio or even on the Internet, there are absolutely NO program available to consumers for debt relief and the U.S. Government. These...
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Credit Card Debt Over the Holidays
So, the holidays are over and the bills are coming in. If you are like most folks, you probably went over your budget…again, to get that certain person something really nice. Spending is easy, however...
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Baby Boomers and Debt
If we told you that there is a group of people that has a total of over $12 trillion (with a T) and that in the 4th quarter of 2015 they added another $51 billion to that debt, which group would you...
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